Wealth without Cash: Supercharge Your Real Estate Investing with Subject-to, Seller Financing, and Other Creative Deals - book cover
Real Estate
  • Publisher : BiggerPockets
  • Published : 02 May 2023
  • Pages : 248
  • ISBN-10 : 1947200887
  • ISBN-13 : 9781947200883
  • Language : English

Wealth without Cash: Supercharge Your Real Estate Investing with Subject-to, Seller Financing, and Other Creative Deals

"Contrary to what most people think, getting started in real estate doesn't require money, and Pace proves it in this amazing book!"
-Grant Cardone, New York Times best-selling author of The 10X Rule

Close MORE real estate deals in LESS time for LESS money by harnessing the power of creative financing strategies.

Creative deals are the fastest and cheapest way to supercharge your real estate investment portfolio, and Pace Morby-TV host of A&E's Triple Digit Flip and a real estate investing influencer with more than a million followers-will guide you through these innovative strategies. From seller finance and subject-to, creative finance helped him acquire more than 1,000 properties and $150 million in assets without using his own cash.

Whether you're just getting started as an investor or already have a real estate business, this book will fully prepare you to find off-market leads, uncover sellers' motivations, negotiate with confidence, close more deals, build a team, and much more. Wealth without Cash has everything you need to become a millionaire investor without utilizing your own capital.

In this book, you will: 

Learn how to build a portfolio of off-market deals without using your cash  Discover proven scripts that will convince both motivated and uncertain sellers Understand the most common seller objections and how to overcome them with win-win scenarios Identify your strengths and build a team to support your needs Shift your mindset to fuel your creative finance journey Gain the confidence to tackle entity structuring, taxes, paperwork, and legal concerns like the due-on-sale clause

Editorial Reviews

"Morby, host of A&E's Triple Digit Flip, debuts with a competent primer on investing in real estate."

―Publisher's Weekly

"Pace Morby doesn't just talk the talk, he walks the walk. From the moment I met him, I realized his depth of real estate knowledge matched his depth of caring about other people's success. I would read anything this guy puts his name on!"


―Dean Graziosi, New York Times best-selling author of Millionaire Success Habits

"Just yesterday, someone asked me, ‘Why is Pace blowing up so big? He's everywhere!' And my response was simple: ‘I've never known anyone to care about the success of others more than Pace does.' And now, having this book in my hand, I see it even more in every chapter, every word, every concept. This book is obsessed with turning regular people into real estate moguls―and doing it despite their lack of cash. His creative financing strategies are innovative, practical, and game-changing… and they are sure to help you grow your portfolio and achieve your financial goals."
―Brandon Turner, Best-selling author of The Book on Rental Property Investing and longtime co-host of the BiggerPockets Podcast

"The way to build wealth and build an empire is investing in real estate… Pace Morby gets it! He shares an inspiring story of some of his biggest mistakes and how he went from ‘zero' to ‘hero'... Whether you are just getting started or you are an experienced investor, the strategies he teaches are valuable tools. This book might just be the piece you have been missing!"
―Elena Cardone, Best-selling author, speaker, and real estate entrepreneur

"Pace Morby is the greatest creative real estate investor of our generation. I've watched Pace create immense ‘wealth without cash' in his own life and in the lives of thousands of others. If your goal is real wealth, the book you currently hold is your map to it… You have no idea how your life is about to change. Keep reading!"
―Jamil Damji, Co-host of A&E's TV show Triple Digit Flip and co-founder of KeyGlee

"There's a reason that Pace Morby is considered the ‘GOAT' (greatest of all time). His knowledge is second to none, but even more importantly, his transparency and willingness to share and teach others is somethin...

Readers Top Reviews

Cora LisacCora Li
There are so many times in life that you get challenged and knocked down. Pace and his entire Subto Community has lifted my spirits and given me the chance to reinvent myself and gain knowledge about Creative Finance. Carolina Allen who is a Subto Leader is a true go giver and I know she reflects back what Pace has taught her through his community of go givers! This book will change so many lives for the better!
I recently read "Wealth without Cash" by Pace Morby and I can't recommend it enough! This engaging guide taught me so much about creative financing strategies in real estate investing. Morby's hands-on experience and practical tips, like proven scripts and overcoming seller objections, have given me the confidence to grow my portfolio without relying on my own cash. If you're looking to enter the world of real estate or simply want to up your game, this book is a game-changer.
Harry MendozaHarr
The book emphasizes the importance of being part of a community of real estate investors, and Pace provides readers with valuable tips on how to connect and collaborate with fellow investors. Pace’s own "Subto" community is particularly noteworthy, as it provides a robust network of experienced investors who are willing to share their knowledge and expertise with others. Through this community, readers can gain access to valuable resources, learn from other investors' experiences, and stay up-to-date on the latest trends and strategies in the industry.
Thom IllingworthH
This book is a must read for all investors in real estate. Beautifully produced, this book is packed with valuable information that Pace has learned from many years as an investor doing deals with little or no cash. I enjoy being part of Pace’s Subto community in which Pace graciously shares a wealth of information about investing—much more than could be contained in one book. But this book is a good deep dive for investors looking to do creative deals without tying up their own cash.
Purple LotusPurpl
I've been a realtor since 2001 and married to a mortgage broker with 27 years experience. What Pace teaches is amazing. He is also a generous person with his knowledge and time. He explains this with stories so the average person can understand. I've always been a person that thinks outside the box but with Pace's strategies, I now know how to proceed in confidence with creative financing. Is this the next "Rich Dad Poor Dad" book? Buy it and find out!

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